Terms of Service

Last updated: February 11, 2026

Acceptance of Terms

These Terms of Service govern your use of Pound Wise and its services. By accessing and using our website, you agree to be bound by these terms and conditions in their entirety. If you do not agree to abide by the above, please do not use this service. We reserve the right to modify these terms at any time, and your continued use of our platform following any such modifications constitutes your acceptance of the updated terms. It is your responsibility to review these terms periodically to ensure you remain informed of any changes. Your use of our website indicates your acceptance of all terms presented herein.

User Obligations

As a user of our platform, you agree to comply with all applicable laws and regulations. You commit to using our services solely for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use and enjoyment of our website. Prohibited behaviour includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, and disrupting the normal flow of dialogue within our website community. You further agree not to attempt unauthorised access to our systems, engage in any form of hacking, or introduce viruses or malware. Any violation of these obligations may result in immediate termination of your access to our services without notice or liability.

Intellectual Property Rights

All content on our platform, including but not limited to text, graphics, logos, images, audio clips, and software, is the property of Pound Wise or its content suppliers and is protected by international copyright laws. You acknowledge that you do not own any of the content displayed on our website. Reproduction, distribution, or transmission of any content without our prior written permission is strictly prohibited. You may not modify, copy, distribute, transmit, display, publish, sell, license, or create derivative works from any content on our platform. Unauthorised use of our intellectual property may result in legal action and damages. We grant you a limited, non-exclusive licence to access and use our website for personal, non-commercial purposes only.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services, even if we have been advised of the possibility of such damages. Our services are provided on an "as is" basis without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or completely secure. You assume all responsibility and risk for your use of our website and the internet generally. To the extent that applicable law does not allow the exclusion or limitation of liability, our liability shall be limited to the greatest extent permitted by law in your jurisdiction.

Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Termination may occur if you breach any provision of these Terms of Service or engage in conduct that we deem inappropriate, unlawful, or harmful. Upon termination, your right to use our website immediately ceases, and you must destroy any downloaded or printed materials. We shall not be liable to you or any third party for any termination of your access or use of our services. Even after termination, certain provisions of these terms, including limitations of liability and intellectual property rights, shall survive and remain in effect indefinitely.